RECENTLY MARRIED?
THINKING ABOUT BUYING A HOME?
PLANNING A FAMILY?
Juggling work & kids?
Don’t make rushed financial decisions
Take time with your partner to get organized and on the same page.
Being in sync with your partner about life and money priorities will help you understand your spending habits and values. Customize your roadmap together to address all areas of financial planning.
Want to make time for you and your partner to identify your top financial priorities?
Do you feel like you don’t know what you spend your money on?
Do you feel like you have no time to figure out how to get your finances in order or where to start?
Do you and your partner never seem to have the time to talk about money?
Don’t know how things will change when you buy a house or have kids?
Want to see how things fit together over the next five years?
If you answered YES to any of these questions, you might be ready for actionable financial planning advice to gain clarity around your money.
I can help in a few different ways
Spending & Savings Plan
Do you want more clarity on where you are spending your money, how much you spend in a month, and how much you need for an emergency? Do you have uneven cash flow (such as a bonus) that requires proactive planning?
Ready to be more intentional with your money?
HOW IT WORKS
I will analyze and organize your spending, savings, and income over a three-month time frame. Then we sit down and discuss your spending categories, approximate spending per month, savings per month, your values, and a plan going forward with recommendations including identifying the best system to track your spending and savings in the future. It is not my role to judge your spending habits, only to ensure they are empowering you.
Includes analysis and one 2-hour meeting.
What it costs
$1,000
Based on your situation, you will only be billed for time spent.
Initial Comprehensive Financial Plan
Do you want to create a customized roadmap with your partner to get on the same page? Let’s collaborate to create a clear vision of where you want to go.
READY to get your customized roadmap?
HOW IT WORKS
The initial comprehensive financial plan involves an in-depth process to uncover both qualitative & quantitative information.
This process will help you get to the heart of your values and priorities, creating a framework that aligns your financial plan with your life goals. My goal is to connect your money to your life.
You will walk away with recommendations for all relevant areas: home-buying decisions, budgeting, employee benefits, career planning & salary negotiations, asset allocation & investing, insurance analysis, tax planning, estate planning, college savings and planning for financial independence (retirement).
MEETING ONE
(2 HOURS)
Identify and clarify your true values, priorities, develop a vision of your ideal life and start to define goals.
MEETING TWO
(2 HOURS)
Review the plan (current situation and projected) and action items. Includes recommendations for all financial planning areas that are applicable and sorted by quick wins so that you can hit the ground running.
What it costs
$3,250*
*This is the typical cost. It might be more based on the complexity of your situation. I will send you a quote for our work together after our free consultation. You will only be billed for time spent based on the hourly rate of $250/hour.
Ongoing Comprehensive financial planning
After the initial comprehensive financial planning process, many clients choose to bring me on to help them implement the strategies from their plan. In this engagement, we will meet three times a year to incorporate updates and monitor progress.
This also serves as a forum to continuously discuss your money and realign with your partner, so your financial plan never gets stale.
Ready to create memories?
HOW IT WORKS
As life changes, we meet to update your initial comprehensive financial plan to stay current and meaningful at each phase of your life. Life is not static, and your financial plan shouldn’t be either. We meet approximately three times a year to check in, remind you of what you said was important, and celebrate accomplishments.
The meetings are pre-scheduled so that we don’t miss important topics. However, I am available as life unfolds (for example, if you would like to discuss buying versus renting or how to merge your finances with your significant other), you can schedule a meeting on your terms.
MEETING ONE
Early February
Make updates to your balance sheet & cash flow projections, review (and modify) your “Wheel of Life” & goals, and review investments and asset allocations
MEETING two (optional)
Early June
Customized to your needs (for example, an in-depth review of life insurance or wills)
MEETING three
Early October
Review employee benefits & recommendations and tax planning for the current year
What iT costs
Ongoing fee
$800-$1,000
(Billed quarterly)
Based on the complexity of your situation.
I will send you a quote for our work together after our free consultation. You will only be billed for time spent based on the hourly rate of $250/hour.
My Investment philosophy
I provide investment management services for clients who don’t have the time to do it themselves. This service is only available for Ongoing Comprehensive Financial Planning clients.
DIVERSIFICATION:
It’s important to be diversified among asset classes to reduce risk exposure.
INVEST FOR THE LONG TERM & MATCH RISK TOLERANCE:
Market timing is futile. I don’t rely on news headlines or my neighbor for info about stock trades and neither should you. We create a plan that’s reviewed annually, based on your life and risk tolerance. We focus on the big picture.
We know that recessions typically happen every 7-10 years which is why we build that assumption into the comprehensive financial plan.
FOCUS ON WHAT YOU CAN CONTROL:
I guide you towards actions that add value regardless of what the market does.
Investment Management Services
Assets Under Management | Annual Fee |
|---|---|
$0 – $400,000 | 1.00% |
$400,001 – $700,000 | 0.75% |
$700,001 – ABOVE | 0.50% |